1. Acceptance of Terms

By using our service or website, you agree to these Terms and our Privacy Policy. If you disagree, please do not use our services.

3. Accounts

You are responsible for:

• Maintaining account security
• Keeping login credentials confidential
• All activity under your account

We may suspend or terminate accounts for violation of these terms.

4. Subscription & Payments

• Some services may require payment via one-time fee or subscription
• Subscription plans auto-renew unless canceled before the renewal date
• All payments are processed securely via third-party processors

5. Refund Policy

Due to the digital nature of our products, we do not offer refunds once access is granted, unless stated otherwise in a promotion or agreement.

6. Intellectual Property

All content, templates, and software are the property of [Your Company Name]. Unauthorized copying, distribution, or misuse is prohibited.

7. Disclaimers

Our services are provided “as-is.” We do not guarantee uptime, compatibility, or that the service will be error-free. We are not liable for:

• Loss of profits
• Business interruption
• Data loss due to use of our services

8. Terminations

We reserve the right to suspend or terminate any account without notice for violations or abuse.

9. Governing Law

These Terms are governed by the laws of [Your Country/State], without regard to conflicts of law.

10. Contacts

For questions or legal inquiries: legal@yoursite.com